How Is Information Used
Company may share your personal information with its associates, affiliates and third parties with whom it has business relationship with.

Company maintains appropriate electronic and managerial procedures to endeavor to safeguard your personal information, prevent it from unauthorized access and ensure its correct transmission.

Company may use or disclose such information as permitted or mandated by applicable law.

If applicable, non-public personal identifiable health or financial information or credit reports about you, will be used and disclosed only in accordance with the applicable law, including but not limited to, then in effect Health Insurance Portability and Accountability Act, Gramm-Leach Bliley Act and Fair Credit Reporting Act (as amended by the Fair and Accurate Transactions Act) and/or applicable contractual provisions.

Your Right To Opt-Out

You may opt-out above by not providing any information, in which case you may not be able to access to all or part of this site.

Disclaimer

While we strive to protect your privacy, please be aware that we are unable to guarantee a complete security. In addition, the following circumstances in connection with your personal information are not subject to this Privacy Notice:

                   -Clicking on linked sites appearing on this site will take you to third party web sites, which are subject to
                     privacy practices of the respective sponsors of those sites that may be different from this Privacy Notice.

                   -Any information disclosed in any chat rooms, forums, message boards, and/or news groups available to
                     visitors will become part of public domain and is not subject to privacy protection.

                   -Any information accessed and used by unauthorized third parties due to unauthorized disclosure of your
                     account ID and/or password by parties other than Company.

Company may revise this Privacy Notice from time to time and post it on the site for your awareness. Should you have questions, concerns or requests about our privacy policy, please contact us via e-mail by
clicking here with the term "Privacy Policy” in the subject line.

Privacy Notice

Overlay Insurance Portfolio Management LLC. (“Company”) values and respects privacy.
This Privacy Notice explains Company’s on-line information practices and the choices you
can make with respect to how any personal information is collected and utilized.

How Is Information Collected
Company may obtain information about you from the following sources:
           -Information you may transmit to or through this site (please do not transmit any
            personal information to or through this site if you are less than 18 years of age).
           -Information Company may receive from third parties.
           -Information Company may collect through a standard technology when you
            interact with this site. 
           -You can set your browser to notify you when you receive a cookie and give you the
             chance to accept or reject it.

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